Debt Collection Violations

A debt collector may not engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(1) The use or threat of use of violence or other criminal means to harm the physical person, reputation, or property of any person.
(2) The use of obscene or profane language or language the natural consequence of which is to abuse the hearer or reader.
(3) The publication of a list of consumers who allegedly refuse to pay debts, except to a consumer reporting agency or to persons meeting the requirements of section 1681a(f) or 1681b(3)1 of this title.
(4) The advertisement for sale of any debt to coerce payment of the debt.
(5) Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.

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FALSE ADVERTISING AND TELEMARKETERS

“The telemarketers generally began their calls by congratulating consumers for qualifying for a special expense reduction program or asking whether the consumer was interested in decreasing his or her debts. Telemarketers generally stated that they were affiliated with the consumer’s creditors or lenders, were calling on behalf of the government, or had special relationships with creditors or lenders that enabled them to negotiate debt management deals that were unobtainable by other service providers.”

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National Center for Dispute Resolution: Questions and Answers

Are the Arbitrators Impartial   The arbitrators are selected by the manufacturer.  Some believe that if they found for the consumer on anything more than an occasional basis, their appointments would be eliminated.  From our experience, sometimes strong cases with serious problems have been rejected. Is the process complicated   No, the process is relatively straight-forward and a hearing is scheduled. 3.  Can I produce evidence at the hearing.  Yes, the arbitrator will allow  the consumer to provide evidence, documents and testimony. 4.  I have located some material indicating there is a common…

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Automobile Extended Warranty Information Sources

lack of maintenance         coverage should accord with the reasonable expectations of the insured and minor gaps should not bar coverage.
bogus report                     Frequently the warranty sends out an inspector whose job it is to avoid coverage.             

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Utility and Advertising Overcharges,

Have you been promised one price in an advertisement or solicitation and found that you have been charged significantly more.  Our office is handling claims involving Verizon, cable companies and other entities.   Have you been solicited by a telemarketer for a promising plan, but found something different when you signed. Call (973) 598-1980 for a Free Consultation.

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Made in the U.S.A. Legal Standard

One of the principal sources for standards are FTC rules or guidelines.  Under the FTC standards,  “For a product to be called Made in USA, or claimed to be of domestic origin without qualifications or limits on the claim, the product must be “all or virtually all” made in the U.S. The term “United States,” as referred to in the Enforcement Policy Statement, includes the 50 states, the District of Columbia, and the U.S. territories and possessions. What does “all or virtually all” mean? “All or virtually all” means that all significant…

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9 Speed Transmission Recall

There have been multiple recalls, service bulletins, and  changes in the 9 speed transmission to address serious problems. Jeep and Land Rover showed the first nine-speed  automatic transmissions of the world  at the 2013 Nobel Geneva Motor Show  with the  Jeep Cherokee 2014 the first nine-speed automatic transmission commercially available.   1. Recall Automotive supplier ZF is recalling a control sensor found on nine-speed automatic transmissions used in over 500,000 vehicles. Fiat Chrysler, Honda and Land Rover models are affected.   The transmission can shift into neutral at any speed or gear because of an insufficient crimp on a wiring…

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List Of Sources For Ford Focus Problem

Domain Url carcomplaints.com http://www.carcomplaints.com/Ford/Focus/ carcomplaints.com http://www.carcomplaints.com/Ford/Focus/2016/ consumeraffairs.com https://www.consumeraffairs.com/automotive/ford_focus.html fordproblems.com http://www.fordproblems.com/Focus/ reference.com https://www.reference.com/vehicles/problems-common-ford-focus-aad2152c74c7f59a vehiclehistory.com https://www.vehiclehistory.com/ford/recalls/ford-focus-2016-recalls-problems-reviews.php humoropedia.com http://humoropedia.com/ford-focus-problems-n-complaints/ autoexpert.com.au http://autoexpert.com.au/buying-a-car/ford-focus-transmission-problems wtae.com http://www.wtae.com/investigations/investigation-finds-hundreds-of-complaints-about-ford-transmissions/24333878 autonews.com http://www.autonews.com/article/20160105/BLOG06/301059997/ford-gets-the-powershift-dual-clutch-transmission-right-but-is-it-too- youtube.com https://www.youtube.com/watch?v=YnJ03nHvoFg youtube.com https://www.youtube.com/watch?v=lhqqLQbc8PA cbs5az.com http://www.cbs5az.com/story/30119774/ford-focus-experiencing-door-latch-problem-like-other-models cbc.ca http://www.cbc.ca/news/business/ford-focus-fiesta-safety-transmission-transport-canada-1.3823911 facebook.com https://www.facebook.com/fordfocuslemonowners/ lovetoknow.com http://cars.lovetoknow.com/Ford_Focus_Problems change.org https://www.change.org/p/ford-ceo-mark-fields-ford-recall-faulty-focus-and-fiesta-transmissions

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Ford Focus Stalling & Transmission Malfunction

Owners of the Ford Focus have complained of stalling and transmission malfunction.  There is a pending class action, and owners may be entitled to compensation for repair costs, inconvenience and other damages.                      Date Complaint Filed: 10/21/2016Date of Incident: 11/14/2014Component(s): POWER TRAIN Manufacturer: Ford Motor Company Conditions stalling, engine malfunction. Vehicle Identification No. (VIN): 1FADP3F27DL… SUMMARY: WITHIN THE FIRST WEEK AFTER THIS THIRD REPAIR, THE TRANSMISSION WAS STARTING TO SLIP AGAIN.  EVERY TIME IT HAS BEEN WORSE THAN THE TIME BEFORE. THE LAST TIME THE TRANSMISSION SLIPPED FROM 1ST TO 2ND GEAR….

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